Mortgage Note Investing Explained in 5 Levels

Mortgage Note Investing Explained in 5 Levels

902 View

Publish Date:
August 24, 2025
Category:
Note Buying
Video License
Standard License
Imported From:
Youtube

👈 watch this to start investing in mortgage notes!

If you’re new to my channel, my name is Robert Hytha. I’m the founder and CEO of FIXnotes.com. We’re making distressed debt investing accessible, ethical & profitable for real estate entrepreneurs. Since 2011, we’ve helped our top client bring in over $60,000,000 and have helped thousands of other investors make money with mortgage notes while helping homeowners.

How I got here…

2011: joined US Mortgage Resolution as employee #1
2012-2016: became indispensable to the team, going from 11 assets to over 5,000 purchased & monetized
2017: launched FIXnotes to democratize the industry
2018-2020: thousands of additional assets managed with US Mortgage Resolution, helped hundreds of other clients get into the business
2021: launched the Mortgage Note Mastermind
2022-2025: revolutionized the secondary mortgage market with training, tools and technology: the FIXnotes System for building a Note Investing Machine
Today: on a mission to create $100,000,000 of value in 2025 (getting 100 clients each to a $1M real estate portfolio).

To all the ethical entrepreneurs in the game, we’re capable of changing the world. The bigger the ambition, the more epic the outcome.

I want to help you create an amazing lifestyle for yourself while making a difference for American homeowners.

Let’s build your Ethical Real Estate Empire together.

to your success,

Rob

DISCLOSURE
Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies, and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary.
Copyright © 2025.

For aspiring real estate mortgage note investors, the secondary mortgage market can be a confusing place! Investing in mortgage liens is a somewhat esoteric concept for a layperson to understand. In this episode, Rob will be explaining the concepts behind this real estate business in 5 levels of increasing complexity. Everyone should come away with a better understanding of how the distressed debt industry functions.

We'll start by explaining the industry at the level of a child to help our younger audience understand the basics of an IOU and how the paper promise can be traded for repayment to a third party.

Then we'll move up to the teenage level of difficulty. Here, we'll be a bit more specific about the documents involved in a transaction - the mortgage, note, assignment & allonge.

At the college student level, the explanation of mortgage note investing includes an overview of the due diligence & acquisition process. At this level, we can delve into how we can help borrowers that are obligated to non-performing mortgage notes.

For graduate students, we'll be a lot more specific about how a mortgage note is analyzed, managed and go into detail on the differences between 1st/2nd, secured & unsecured loans.

Finally, for professional note investors our explanation will include the proper entity for a scalable mortgage note operation, the pros & cons of 1st versus 2nd liens and how an entrepreneurial approach to the non-performing loan resolution process will save on legal expenses while helping homeowners in need.

0:00 Intro
0:43 Agenda
1:12 Mortgage Note Investing Explained in 5 Levels
1:23 Child Level Note Investing
3:44 Teenage Level Note Investing
5:23 College Level Note Investing
8:35 Koi and Frog Pond Break
8:54 MBA Level Note Investing
12:05 Professional Note Investing
16:20 Acquisition Opportunities
17:45 Mastermind Overview
20:14 Case Study 94 - NPL 1st Loan Sale (SFR)
24:08 Case Study 95 - NPL 2nd Discounted Payoff (SFR)
28:58 Wrapping Up
30:45 the Koi are eating


#FIXnotes #bethebank #mortgagenotes

Read More
By: How to Invest in Mortgage Notes
Title: Mortgage Note Investing Explained in 5 Levels
Sourced From: www.youtube.com/watch?v=G_-sNghrGrw



_______________
Did you miss our previous article...
https://learn-real-estate-investing-risk-free.com/note-buying/wednesdays-reimagined-your-ticket-to-a-better-life