Most investors think their only options are stocks, bonds, savings accounts, or becoming a landlord.
But there’s a third lane most people never hear about: becoming the lender.
In this video, Mario Pienaar of Ritsel Notes breaks down how mortgage note investing works inside a Self-Directed IRA — including performing vs. non-performing notes, real deal numbers, IRS rules, due diligence, and how investors generate passive income backed by real estate without managing tenants or repairs.
If you’ve ever wondered: ✔️ What a mortgage note actually is ✔️ How Self-Directed IRAs work ✔️ How note investors evaluate risk using LTV ✔️ Why banks sell mortgage notes ✔️ How passive income from notes flows into a Roth IRA tax-free ✔️ The difference between performing and non-performing notes
…this video walks through the entire process step-by-step.
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🔎 Topics Covered: • Mortgage note investing explained • Self-Directed IRA investing • Performing mortgage notes • Non-performing notes • Passive income strategies • Real estate investing alternatives • Roth IRA investing • Note investing due diligence • Loan-to-value (LTV) explained • Real estate debt investing
